Why CDL Drivers Need Asset Protection

The trucking industry carries inherent risks. One accident can result in millions in damages. Protect what matters most with proper legal structures.

What You Risk Without Protection

Personal Liability Exposure

Without proper structure, your personal assets are at risk in any accident or lawsuit.

Family Home at Risk

Your family's home could be seized to pay damages from a commercial vehicle accident.

Life Savings Vulnerable

Bank accounts, retirement funds, and investments could be targeted by creditors.

Business Assets Unprotected

Your trucks, equipment, and business assets could be lost in a single lawsuit.

How We Protect You

Asset Protection Trust

Shields your personal and family assets from business-related liabilities and lawsuits.

Proper Business Structure

LLC or corporation formation to separate business operations from personal assets.

Homestead Protection

Additional layers of protection for your primary residence and family property.

Estate Planning

Comprehensive planning to ensure your family's financial security for generations.

Meet Your Legal Protection Expert

Work with an experienced attorney who understands the unique risks facing CDL drivers and owner-operators.

Kenneth J. Hardin

Principal Attorney

Licensed Attorney

Asset Protection Specialist

Specializing in asset protection and business structures for high-risk industries, including commercial transportation and trucking operations.

Areas of Expertise:

Asset Protection Trusts Business Formation (LLC/Corp) Estate Planning Commercial Vehicle Law Liability Protection Family Wealth Preservation

Initial consultation to discuss your specific protection needs

Why Choose Hardin Thompson PC?

Commercial Transportation Expertise

Over 20 years specializing in the unique legal challenges facing CDL drivers, owner-operators, fleet owners, and transportation companies. Kenneth understands the DOT regulations, insurance requirements, and liability exposures specific to your industry.

Strategic Business Structuring

Expert in creating sophisticated business structures including LLCs, corporations, and partnerships specifically designed for trucking operations. Proper entity selection and structuring can significantly reduce your personal liability exposure.

Advanced Trust Creation

Specializes in domestic and offshore asset protection trusts, irrevocable life insurance trusts, and family wealth preservation strategies. These sophisticated structures provide the highest level of protection for your family's financial future.

What's Included in Your Protection Plan:

Domestic & Offshore Asset Protection Trusts
Multi-Entity Business Structures (LLC/Corporation)
Owner-Operator Lease Purchase Protection
Estate Planning & Succession Strategies
Commercial Transportation Compliance
Ongoing Legal Support & Entity Maintenance

Build Your Credit for Business Success

Before forming your business entities, ensure you have the credit foundation needed to secure financing and grow your trucking operation.

Freedom Credit Counseling

Professional Credit Repair Services

Trusted credit repair specialists helping CDL drivers and entrepreneurs build the credit foundation needed for business success.

Services Include:

Credit Report Analysis Dispute Resolution Debt Consolidation Planning Credit Score Improvement Business Credit Building Financial Planning Guidance

Get your free credit analysis and consultation

Why Credit Matters for CDL Drivers

Improved Credit Score

Systematic approach to removing negative items and building positive credit history.

Better Loan Terms

Qualify for business loans and equipment financing with improved credit standing.

Business Growth

Access capital needed to expand your trucking operation and purchase equipment.

Critical Business Advice: Avoid Personal Guarantees

When starting or operating a new business, you should always attempt to avoid performing any business purchase using a personal guarantee. Personal guarantees can cause serious financial issues if your business is not structured correctly or if the business fails.

This is precisely why building and repairing your personal credit AND creating strong business credit is paramount. With excellent personal credit and established business credit, you can:

Secure business financing without personal guarantees
Protect your personal assets from business liabilities
Maintain separation between personal and business finances
Access better loan terms and higher credit limits
Build business credit history independent of your personal credit

Remember: Your business structure is only as strong as your credit foundation. Start with credit repair, then build both personal and business credit before taking on debt.

The Complete Process:

Credit Repair

Clean up your credit with Freedom Credit Counseling

Business Formation

Create legal entities with Kenneth J. Hardin at Hardin Thompson PC

Asset Protection

Implement trust structures to protect your family

Secure Your Future

Operate with confidence knowing your assets are protected

Get Started Today

Don't wait until it's too late. Protect your family's future with proper asset protection planning.

Comprehensive Protection

Complete asset protection planning including trusts, business formation, and estate planning.

Fast Implementation

Get your protection structures in place quickly with experienced legal counsel.

⚠️ Important Reminder

Asset protection planning must be done before you need it. Courts will not recognize protection structures created after a liability event occurs.

Schedule Your Consultation

Get personalized advice for your situation

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